No one expects to collide with a truck when they drive off for work or errands. Nevertheless, you should know what to do after a truck accident.
Do you need to call the police? What do you tell insurance adjusters, and when should you call a lawyer? The following list will help you get your ducks in a row.
What To Do After a Truck Accident While You’re on the Spot
First, if you can, move out of the way of any oncoming traffic and help others do the same. Then call 911 or the police. Texas law requires you to report any car accident that causes an injury, a fatality, or property damage $1,000 and up. It’s always important to report an accident to stay on the right side of the law and back up your claim.
Stay on the scene unless you need urgent medical treatment. While you’re waiting for the police to arrive, you should:
- Exchange information with the truck driver. You’ll need their name, driver’s license number, license plate number, and contact information.
- Take photos. Do this quickly while the accident scene is intact.
- Talk to witnesses who may have seen your accident to get their names and contact details.
Once the police officers arrive, be as helpful and cooperative as possible, but don’t say anything that may appear like admitting fault. You can source a copy of the police report later through your local PD or the Texas Department of Transportation.
What To Do Once You Leave the Accident Scene
The next part of knowing what to do after a truck accident begins after you leave the collision scene. First, go for a check-up as soon as possible, even if your injuries don’t seem very serious at first glance. You need a doctor to rule out any potentially life-threatening conditions like TBI and internal injuries.
You should:
- Follow your healthcare provider’s instructions. Run no risks.
- Call your insurance company promptly to preserve your coverage, but avoid sharing too much information before talking to a lawyer.
- Save all your medical records and bills, as well as records of other accident-related costs (such as traveling for medical care).
- Schedule a consultation with an experienced truck accident lawyer to learn how you can claim compensation for your injuries.
How To Respond to Calls From the At-Fault Party’s Insurer
Soon after your accident, you may receive a call from the truck driver’s or carrier’s insurance company. The insurance adjuster may say they “just want to clarify a few details.”
The insurance company might trick you into saying something that could harm your claim or pressure you into a settlement that barely makes a dent in your losses. Avoid sharing anything beyond technical details, such as confirming your identity and the time of the accident. The surest way to protect yourself from bad-faith tactics by insurers is to let your lawyer deal with adjusters.
Call the Dow Law Firm After Your Truck Accident in Austin, TX
If you’re looking up what to do after a truck accident, any guide will tell you to call an experienced local lawyer. Truck accident claims are complex and often highly contested, and you’ll need a skilled legal professional.
At The Dow Law Firm, we protect the interests of truck accident victims and their families. Clients choose us for our experience, reputation, and proven record of successful litigation against large trucking companies.
Call (512) 240-9951 or contact us online for a free consultation with an Austin truck accident lawyer.