It is understandable to wonder whether you can get disability benefits after an auto accident in Texas. The answer is not straightforward, as your eligibility for disability benefits depends on specific criteria.
There are various types of benefits available for individuals who are unable to work due to their injuries. To ensure you obtain your rightful benefits, it is highly advisable to rely on the guidance of an attorney from a trusted Texas car accident lawyer. Our team at Dow Law Firm can look into your situation and fight for your rights to compensation and benefits.
Disability Benefits after an Auto Accident in Texas
Many common car accident injuries can make it challenging to resume your normal work activities for some time. This is where disability benefits might come into play. Disability benefits are meant to offer financial assistance to individuals who can’t work after sustaining disabling conditions.
There are two types of disability benefits you might qualify for: Social Security Disability Insurance (SSDI) or private disability insurance benefits.
SSDI is provided through the Social Security Administration for those who have worked, contributed Social Security taxes, and have a qualifying disability that prevents them from working. It’s essentially an insurance program funded by payroll taxes. To qualify, your injuries/disability should keep you from working for at least a year or be terminal.
Private disability insurance might be through your employer under ERISA or a policy you purchased individually to protect yourself. Your eligibility will depend on the terms of your insurance policy and whether ERISA applies to your claim.
Whether SSDI or private insurance, disability benefits can provide important support if you cannot work for an extended time following a crash. It is always worth exploring this possibility when you expect to experience long-term effects of your injuries.
How Can a Lawyer Help With My Disability?
A Texas auto accident lawyer can both handle your injury claim and explore whether you qualify for disability benefits. They have experience in dealing with serious injury cases involving disabilities, and they can help you manage the entire legal process.
A lawyer who deals with injury law understands the Social Security Administration’s (SSA) rules regarding disability eligibility. They can assess whether your auto accident injuries meet the set eligibility criteria based on the SSA’s “Listing of Impairments,” also called Blue Book.
Additionally, an auto accident lawyer can collect statements from your doctors that show the severity and duration of your condition. They can put together evidence and demonstrate how your disability prevents you from working.
Many disability applications are rejected due to simple mistakes, like missing forms or incorrect information. A lawyer helps by ensuring your application is complete, accurate, and submitted on time. Their attention to detail can save you from unnecessary setbacks.
If your initial claim is denied, which happens too often, a car accident attorney can represent you during the appeals process. They will prepare you for hearings with an administrative law judge and present your case effectively to boost your chances of approval.
Let an Auto Accident Lawyer in Texas Help You
The process of obtaining disability benefits after an auto accident in Texas can be overwhelming. Given the legal guidelines that govern the process of disability and auto insurance claims, it is advisable to secure professional legal help immediately.
At Dow Law Firm, we are aware of the challenges you are facing, and we are committed to guiding you in successfully filing for disability benefits. Our legal team will evaluate your disability and help secure your rightful benefits. Contact us today online or call 512-240-9951 for a free consultation.